Things to Consider
Do You Have All the Necessary Documents?
Gather the documents you'll need to sell your home
You will probably need to meet with your current mortgage lender to find out about paying off your mortgage and to get copies of loan documents. You may want to transfer your mortgage or obtain a new one. Discuss your options with the loan officer.
You will also need a copy of the property survey. If you have made any upgrades changes that affect the accuracy of the survey be sure to inform Bonnie Coast your Coldwell Banker agent.
The tax assessment records, utility bills and the deed or title document will also need to be close by.
Additional claims relating to your home:
When you are selling your home there are other things you need to consider as well. You will need the paper work for any thing that could prohibit or affect the sale of the home. Such things would include:
- Unpaid utilities
- Liens
- Unpaid judgments against you
- Unpaid taxes
- Separation agreement or court order
- Will or probate documents
- Pending litigation
- Pertinent condominium documents if applicable
- Maintenance history, include repair receipts
- Items and information that will make your home more marketable
- Photographs or videos of your home with the garden in bloom or your pool open and beautiful
- Conceptual ideas for upgrades or renovations that you have considered
Sellers Obligation to disclose pertinent information about the property In South Carolina
In the state of South Carolina, the Seller is required to honestly disclose information about the property. Under the strictest laws, you and your agent are required to disclose all facts materially affecting the value or desirability of the property which are known or accessible only to you. Examples of these disclosures are; Home Owners Association fees or dues as well as rules and regulations of the HOA, if any work was done to the house with out a permit, are any changes that have been made up to code, are there any nearby nuisances, noises or smells, zoning ordinances.
Are There Costs Involved In Selling?
If you want to receive the most your home can sell for than you will need to spend some money upfront. Hiring a professional home inspector can help you to identify any potential problems or items that need repair will help make your home more attractive to buyers. You should consider making small cosmetic changes to add curb appeal to your home. You will also have closing costs to consider, you will need to hire an attorney to protect your best interests. Sales commissions and mortgage fees will need to be factored in as well.
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